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To speak with one of our customer services representatives please call:

SJM Mortage Company - Customer Services

Freephone:

0800 197 88 10

Lines are open:
Monday - Friday
9am - 9pm

  
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SJM Mortgage Company is an Appointed Representative of Personal Touch Financial Services Ltd, which is authorised and regulated by the Financial Services Authority (FSA).

Your home may be repossessed if you do not keep up repayments on your mortgage.

We normally charge a fee for mortgage advice, however this will be dependent on your circumstances. Our typical fee is 2.5%.

You will receive a key facts illustration when considering a particular mortgage, which will tell you any fees relating to it.

  
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With so many products to choose from on the market today, we recommend that you contact SJM Mortgage Company directly to discuss your mortgage requirements and the options you have available to you.

  
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Let SJM Mortgage Company take care of all your mortgage, insurance and property needs
  
BBC Scotland News Minimize

'Milestone' for wave energy plans
Seven companies are to push forward plans to generate 1.2 gigawatts of electricity from wave and tidal power.

Pope Benedict to visit Scotland
Pope Benedict will visit Scotland in September as part of a UK tour at the invitation of the Queen, Buckingham Palace confirms.

Fines threat over tram deadline
Developers set a new deadline of June 2012 for the firm building Edinburgh's tram line before penalties are imposed.

Man held up partner in shop raid
A court hears that a man who did not tell his partner he had lost his job robbed the travel agents where she worked.

Accused asked if he dropped baby
The trial of a man accused of murdering his baby daughter hears how the child's mother asked him if he had dropped her.

Man assaulted officer with penis
A 28-year-old man who assaulted a female police officer with his penis in Aberdeen is fined £600 by a sheriff.

'Positive impact' of campus cops
A report finds having dedicated police officers in schools is viewed positively by staff and pupils.

Happy tail: The dog who survived after swallowing a 12cm football
A pet owner tells how his dog has recovered after an operation to remove a toy football lodged next to his heart.

Deadline looms for unclaimed £3.6m lottery prize
The holders of a lottery ticket worth £3.6m have less than a week to claim it.

Bravery award for teenager who tried to rescue girl set on fire
A teenager who tried to rescue a neighbour who had been set on fire will be honoured at a special service later.

Medical diagnostics firm posts £11m profit
The Dundee-based medical diagnostics firm , Axis-Shield, report full year profits of £11m.

No deal on Total Shetland project
French oil giant Total fails to reach a deal with Shetland Islands Council over plans to build a gas processing plant.

Standard Life advisor firm deal
Standard Life have taken over a company that provides advice and support services for Independent Financial Advisers.

Fired-up Miller eyes Gers treble
Rangers striker Kenny Miller is fired-up to win the Co-operative Insurance Cup final as they hope to secure the treble.

Live - St Johnstone v Aberdeen
Preview followed by live coverage of Tuesday's game between St Johnstone and Aberdeen in the Scottish Premier League.

Poison 'hotspots'
Killings of birds of prey in Scotland on the rise

Blether with Brian
Brian Taylor on local difficulties for Labour

Weight watch
Eleanor Bradford looks for the 'holy grail' of dieting

Down hill fast
Trail cyclists learn how to get to the top of their sport

Your pictures
Photographs from around Scotland sent in by readers

Question time
Would you like to quiz the SNP Commons leader?

Overgrazed pond undergoes revamp
A popular Edinburgh pond where grazing water birds and people eroded its banks is given a new lease of life.

Cannabis farm discovered in attic
A cannabis farm with an estimated street value of £250,000 is discovered following a raid on a house in Midlothian.

'Baby Branson' faces fraud probe
Allegations of fraud against a flight company set up by a 23-year-old dubbed 'Baby Branson', are being investigated by police.

Appeal by freeze victim's family
The family of a woman who froze to death outside a Lanarkshire church appeal for information about the night she died.

Community windfall from wind farm
East Renfrewshire is to benefit from a fund set up from the development of Europe's largest onshore wind farm.

Lawyer sensed 'history or arrest'
The Leonardo da Vinci extortion trial hears claims one of the accused said he would either make art history or be arrested.

Twin babies in helicopter rescue
The parents of twin premature babies are thanking the efforts of the Navy and hospital staff to get their boys specialist care.

Big freeze 'cost business £700m'
The big freeze left small and medium-sized businesses in Scotland facing losses of more than £716m, research suggests.

BBC Alba
Naidheachdan Gàidhlig Ionadail, Nàiseanta is Eadar-nàiseanta

Shell to cut a further 1,000 jobs
Royal Dutch Shell says it will shed a further 1,000 jobs by the end of next year as part of its cost cutting programme.

Teenager mounted car before death
A witness tells a trial he thought a friend who died after being thrown from a car was joking when he failed to get up.

Products to tackle floods on show
A special exhibition aimed at helping people in Stonehaven tackle the risk of flooding is being staged.

Witness appeal over 'disturbance'
Police appeal for witnesses following a "large scale disturbance" involving about 30 people in Dumfries.

Downhill bikers get an education
A Scottish college is running the UK's only academic course for students of downhill mountain biking.

£7m health centre plans approved
NHS Borders approves plans to spend more than £7m on three health centres in Galashiels, Jedburgh and Lauder.

Man remanded over woman's murder
A 40-year-old man has appeared in court in Dundee charged with murdering a mother of three.

'No U-turn' over waste plant plan
Planning consent for a controversial £100m waste incinerator should not be revoked, a report recommends.

Police 'attack' on drug supplies
Sixteen people are arrested for drug offences after a series of raids in the Forth Valley over the past 10 days.

MP wants police to probe council
Police are asked to investigate media allegations made since Steven Purcell resigned as leader of Glasgow City Council.

Researcher will fight Reid's seat
Labour choose a parliamentary researcher to fight for John Reid's seat at the forthcoming general election.

Election counts remain overnight
Highland Council decides to keep overnight counts at the general election, rather than switching to the next day.

What the Scottish papers say
The stories making the headlines in Scotland's newspapers.
  
Providers Minimize

Insurance from the UK's leading providers.


Bupa

Friends Provident

Legal and GeneralLegal and General

Liverpool Victoria

Prudential

Scottish Widows



The above are just a sample of some of the companies available

  
Insurance Services Minimize

24*7 Quotations

Use our online quotation system to get an instant quote for your insurance from the UK's leading providers. Currently, SJM Mortgage Company offer online quotations for Term Assurance, Critical Illness and Income Protection.


We are continually improving our website to offer you a wider selection of Insurance products from the leading providers in the UK insurance marketplace.
  
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