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To speak with one of our customer services representatives please call:

SJM Mortage Company - Customer Services

Freephone:

0800 197 88 10

Lines are open:
Monday - Friday
9am - 9pm

  
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SJM Mortgage Company is an Appointed Representative of Personal Touch Financial Services Ltd, which is authorised and regulated by the Financial Services Authority (FSA).

Your home may be repossessed if you do not keep up repayments on your mortgage.

We normally charge a fee for mortgage advice, however this will be dependent on your circumstances. Our typical fee is 2.5%.

You will receive a key facts illustration when considering a particular mortgage, which will tell you any fees relating to it.

  
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With so many products to choose from on the market today, we recommend that you contact SJM Mortgage Company directly to discuss your mortgage requirements and the options you have available to you.

  
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Let SJM Mortgage Company take care of all your mortgage, insurance and property needs
  
BBC Scotland News Minimize

Lockerbie inquiry 'may visit UK'
The US senator who will chair a congressional inquiry into the Lockerbie bomber release says he may send investigators to the UK.

Ministers ordered to release data
The Scottish government is told to release more details on the staging of meetings of its Council of Economic Advisers.

Calcium pills 'raise' heart risk
Calcium supplements taken by many older people in the UK could be increasing their risk of a heart attack, researchers in Aberdeen reveal.

Review warns of 60,000 job cuts
Up to 60,000 people working in the public sector in Scotland could lose their jobs, according to an independent review commissioned by ministers.

Missing man buried 25 years ago
A man who went missing on Christmas Eve in Glasgow in 1984 is traced to an unmarked grave more than 25 years later.

Tobin questioned over sex crimes
Convicted serial killer Peter Tobin is questioned by police in Edinburgh in connection with serious sexual crimes.

Man injured in explosion in city
A man is treated for minor injuries after explosions in a container believed to be storing detonators in Inverness.

Man admits 'hit-and-run' killing
A teenager admits knocking down and killing a father in a hit-and-run incident in Edinburgh in June last year.

Naked trampoline man avoids jail
A man caught jumping up and down naked on a trampoline in the early hours of the morning avoids jail.

Bruce broadsword fetches £10,800
A broadsword celebrating a Scots knight who carried the heart of King Robert the Bruce into battle is sold at auction.

Scapa Flow war salvage success remembered
A ceremony is to take place in Orkney to commemorate a remarkable feat of WWI German fleet marine salvage.

Singer Edwyn Collins to close book festival
A performance by singer Edwyn Collins will close this summer's Inverness Book Festival taking place at Eden Court.

Airport drop-off fee work starts
Work starts on the £1m drop-off area outside Edinburgh Airport's terminal after a contractor is appointed.

Man admits teenager rape attempt
A man admits trying to rape a girl in Fife who was walking home because she thought she had missed her bus.

Impressionism comes to capital
Edinburgh's arts festival begins in the capital for its seventh year and will run until 17 October.

Youth charged over couple attack
A teenager is charged with attempted murder after a couple are attacked during a break in at their Renfrewshire home.

Pools closed over diarrhoea bug
Health officials in Lanarkshire close swimming pools while investigating a rise in cases of cryptosporidiosis.

Clydebank man charged with murder
A man appears in court charged with murder following the death of a man found injured outside a West Dunbartonshire pub.

Court win opera singer to perform
A young singer whose family went to court to get her support offered to gifted children is to perform at a classical concert.

Women in Loch Ness swim attempt
Six women are to attempt a relay swim of the 23-mile length of Loch Ness to raise money for charity.

Rail crash excavator 'ran away'
A railway maintenance machine involved in a crash with a train "ran away" down the track, rail investigators say.

Woman faces court murder charge
A woman appears in court for a second time charged with murdering a 63-year-old woman in Aberdeenshire.

Minister to hold Moray RAF talks
Scottish Secretary Michael Moore is to visit Moray, amid fears for the future of the area's two RAF bases.

Arrest over 2004 stabbing murder
Police investigating the fatal stabbing of a 21-year-old man outside his Liverpool home in 2004 arrest a man in Aberdeen.

MP raises housing worker concerns
An MP raises concerns for staff at a housing maintenance firm after it emerges its debt levels are worse than expected.

Rugby player death drivers jailed
Two teenage drivers who caused the death of a 17-year-old rugby player in the Borders are jailed for four and a half years each.

Motorway crash victim identified
A man killed when he was hit by a number of vehicles after walking onto a motorway is identified by police.

Doctor's fears over man's release
A court hears a psychiatrist did not want to release a man from hospital three days before he stabbed his mother to death.

Stirling Castle hosts Big Noise
The Big Noise community orchestra from Stirling's Raploch estate perform at Stirling Castle for the first time.

Campaign aims to cut 'hate crime'
A campaign is launched to target homophobic and racist attacks and other "hate crimes" in the Central Scotland Police area.

New plan to build council houses
Highland Council is proposing a new scheme which would allow it to resume building local authority housing.

Rural schools' future 'in doubt'
Campaigners say the future of rural schools is threatened after ministers did not intervene to save an Ayrshire primary.

Call for talks on RAF base fears
Community leaders in Moray call for a meeting with the scottish secretary over fears about the area's RAF bases.

Defence giant returns to profits
Defence contractor BAE reports a profit of £618m but warns of 'challenging trading' in the face of spending cuts.

Irn Bru maker to increase sales
The company which makes Irn Bru, AG Barr, predicts that sales will rise 13% to £118m in the first half of this year.

Sales increase at snowball firm
The confectionery firm, Lees Foods says sales have surged and profits should be much higher than last year.

Aalesunds FK 1-1 Motherwell
Jamie Murphy is on target as Motherwell draw with Aalesunds in the Europa League third round qualifier first leg in Norway.

NK Maribor 3-0 Hibernian
NK Maribor prove too strong for Hibs in the Europa League third round qualifier first leg with a three-goal win in Slovenia.

Murray battles through LA opener
Andy Murray survives a second-set wobble to beat Tim Smyczek 6-1 4-6 6-2 and book his place in the Farmers Classic quarter-finals in Los Angeles.

Public services face cuts
Chairman of the Independent Budget Review, Crawford Beveridge, speaks to BBC Scotland's Business Editor Douglas Fraser about his report.

Boy rescued from sea by RNLI
A boy has been rescued from the water after his dinghy was blown out to sea off the coast of Leven in Fife.

Review of Chinook crash evidence
BBC Scotland has learned there is to be an independent review into the Chinook helicopter crash on the Mull of Kintyre.

A lesson in mountain safety
A lack of first aid skills is leading to unnecessary deaths and thousands of injuries, on Scotland's mountains according to one charity.

'Size matters' for Scotland's midges
Aberdeen University zoologist Dr Jenny Mordue describes the behaviour of Scotland's famous insects.

Senate postpones Lockerbie hearing
US Senate hearings on whether BP oil deals influenced the release of the Lockerbie bomber are postponed because key witnesses declined to take part.

'Ancient survivor'
Experts find new colonies of prehistoric shrimp

Texting teens
E-mails shunned in favour of texts and social media, study shows.

Your pictures
Photographs from around Scotland sent in by readers

At-a-glance
Review's proposals to cut public spending in Scotland

Newspaper round-up
The stories making the headlines in Scotland's newspapers.
  
Providers Minimize

Insurance from the UK's leading providers.


Bupa

Friends Provident

Legal and GeneralLegal and General

Liverpool Victoria

Prudential

Scottish Widows



The above are just a sample of some of the companies available

  
Insurance Services Minimize

24*7 Quotations

Use our online quotation system to get an instant quote for your insurance from the UK's leading providers. Currently, SJM Mortgage Company offer online quotations for Term Assurance, Critical Illness and Income Protection.


We are continually improving our website to offer you a wider selection of Insurance products from the leading providers in the UK insurance marketplace.
  
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