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To speak with one of our customer services representatives please call:

SJM Mortage Company - Customer Services

Freephone:

0800 197 88 10

Lines are open:
Monday - Friday
9am - 9pm

  
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SJM Mortgage Company is an Appointed Representative of Personal Touch Financial Services Ltd, which is authorised and regulated by the Financial Services Authority (FSA).

Your home may be repossessed if you do not keep up repayments on your mortgage.

We normally charge a fee for mortgage advice, however this will be dependent on your circumstances. Our typical fee is 2.5%.

You will receive a key facts illustration when considering a particular mortgage, which will tell you any fees relating to it.

  
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With so many products to choose from on the market today, we recommend that you contact SJM Mortgage Company directly to discuss your mortgage requirements and the options you have available to you.

  
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Let SJM Mortgage Company take care of all your mortgage, insurance and property needs
  
BBC Scotland News Minimize

Body found in missing mother hunt
Police searching for a Dundee mother-of-three who went missing two weeks ago believe they have found her body.

Tram project 'could be delayed'
The contractors working on Edinburgh's tram line say they want to delay the project for a further 30 months.

Four due in court over expenses
Scottish MP Jim Devine is one of four politicians due in court later to face charges in relation to expenses claims.

High-speed rail line plan awaited
Plans for a new high-speed rail line between London and Birmingham are to be published by the government later.

UK harmony needs 'political will'
Closer cooperation between Holyrood and Westminster will only be achieved if it is backed by political will, MPs say.

Rugby stars set to honour McLaren
A tribute evening is to take place at Murrayfield rugby stadium in honour of rugby commentator Bill McLaren.

Council's finances 'concerning'
The ability of West Dunbartonshire Council to manage its own finances is questioned by the Accounts Commission.

Coke machine ordeal rescue leaves mother fizzing
A mother tells of her daughter's ordeal after her arm got trapped in a vending machine and had to be rescued.

Hawick pound - Town banking on its own currency to help traders
Hawick is to launch its own currency in an attempt encourage people to spend locally and give traders a boost.

Profits halve for Scotsman owners
Johnston Press, the owners of the Scotsman and Yorkshire Post, sees full year pre-tax profits fall by 56% to £43m.

Firm apologises over drink price claims
Leading whisky supplier Whyte & Mackay says it is sorry if it misled anyone over its case against minimum drink pricing.

Standard Life enjoys profit boost
Insurance firm Standard Life reports better-than-expected profits and unveils plans for a further cost-cutting.

Pension deficit at cashmere firm
Kinross-based textile company Dawson International says its pension liabilities have more than doubled to £19.3m.

Cusiter wary of 'pacey' England
Scotland captain Chris Cusiter expects to face a fast and physical England side at Murrayfield in the RBS Six Nations match on Saturday.

Snooker stars await Crucible draw
Defending champion John Higgins and the rest of snooker's top stars will find out their first-round opponents in Thursday's draw for next month's World Championship.

BBC School Report
Some 25,000 students are turning their classrooms into newsrooms and working towards a real broadcast deadline

Blether with Brian
Is it all over for Labour MP Anne Moffat?

Lost their bite
Poor diet leaves many Scots toothless

Getting clean
Recovering drug addicts share their experiences

Your pictures
Photographs from around Scotland sent in by readers

Square go
MP calls for chessmen to return to Lewis

Money expert
Fergus Muirhead answers your pensions questions

Shooting accused appears in court
A man appears in court in connection with an alleged shooting and stabbing at a pub in Edinburgh.

Man charged over money laundering
A 42-year-old man is arrested and charged following a crackdown on money laundering and fraud in Edinburgh and East Lothian.

Under-age petrol sale brings fine
An Edinburgh petrol station is fined after admitting to selling petrol to a customer under the age of 16.

Medical records lost after error
A case of mistaken identity reveals serious concerns over the way the NHS transfers medical records, BBC Scotland can reveal.

Pair admit digger joyride rampage
Two men admit stealing diggers from a building site and causing damage as they raced them through Glasgow.

School head took ice cream money
A head teacher who embezzled about £3,000 from his school is struck off after a disciplinary hearing.

Highlands Monopoly game launched
Residents of the Highlands are being asked to suggest landmarks for a new version of the Monopoly game board.

Paths could retrace night march
Parts of routes believed to have been followed by Jacobites attempting a night assault could be recreated.

Driver jailed over A9 death crash
A man who admitted causing the death of another motorist by dangerous driving is jailed for three years.

Meeting over council pay freeze
Union members at Aberdeen City Council are to hold a mass meeting over plans to withhold an annual pay increase to staff.

Victim 'murdered over prostitute'
A murder accused admitted stabbing a man because he did not want his girlfriend working as a prostitute, a trial has heard.

Alarms not working in fatal fire
Smoke alarms were not working in an Aberdeen flat where an elderly woman died following a fire, it is revealed.

Police appeal over missing sheep
More than a dozen sheep go missing from farmlands in Dumfries and Galloway, police in the south of Scotland confirm.

Child molester sentence increased
A man who abducted and molested a boy in Galashiels has had his sentence increased by appeal court judges.

Holocaust heroine honoured by PM
The family of a Church of Scotland missionary who died in a Nazi gas chamber receives a posthumous award in her honour.

Hotel chain starts Christmas ads
Radio listeners in central Scotland can expect to hear the first Christmas adverts of the year in the next few days.

Bluetooth warning for revellers
Police in central Scotland are to use wireless technology to warn pub-goers and clubbers that thieves are in the area.

Your stories
Get in touch if you have a story from Tayside and Central

MPs fate put to local party vote
A Labour MP caught up in a bitter dispute over her reselection is set to have her fate decided by party members in her constituency.

SNP and Plaid's BBC debate anger
Plaid Cymru and the SNP say planned televised debate plans breach the BBC's duty of impartiality.

FM backs public sector pay freeze
The Scottish government will adopt the same approach as the UK government by instigating a pay freeze for top-earning public sector workers.

What the Scottish papers say
The stories making the headlines in Scotland's newspapers.
  
Providers Minimize

Insurance from the UK's leading providers.


Bupa

Friends Provident

Legal and GeneralLegal and General

Liverpool Victoria

Prudential

Scottish Widows



The above are just a sample of some of the companies available

  
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24*7 Quotations

Use our online quotation system to get an instant quote for your insurance from the UK's leading providers. Currently, SJM Mortgage Company offer online quotations for Term Assurance, Critical Illness and Income Protection.


We are continually improving our website to offer you a wider selection of Insurance products from the leading providers in the UK insurance marketplace.
  
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